Mold Damage Public Adjuster
Mold is one of the main enemies of man. It is capable of not only destroying almost any material but also causing harm to human health. At the same time, cases of damage to houses and property by mold are not so rare. They go hand in hand with leaks and flooding, as a moist, dark environment is vital for mold.
If your house has suffered from mold, this is a reason to contact not only the specialists of water mitigation and destruction restoration services. You also can claim to your insurance company.
When can you do this? The right answer will be as soon as possible. After 48 hours, mold can cause more destruction to your property.
At the same time, the homeowner, even if compensation for mold damage is clearly spelled out in his homeowner insurance policy, does not always successfully receive compensation because the insurance company is not interested in large payouts. This is where the service of a mold damage public adjuster - a professional lawyer who is able to bargain for you the highest compensation under an insurance policy and challenge the unlawful decisions of the insurance company - will be invaluable. You can apply for his services along with water mitigation services and water leak detection. All these processes can go in parallel to get the higher result in saving your house and property and getting compensation for the damage.
Who Is Mold Damage Public Adjuster?
Who is a public adjuster? The Public Adjustment Institute was created at the state level specifically to control and challenge the decisions of insurance companies. Since the standard homeowner insurance policy is a must for every resident of the US, the practice of contacting insurance companies is widespread.
On the other hand, the conditions of insurance and insurance payments vary greatly from company to company, and the language in which they are spelled out in the insurance contract can confuse even an experienced lawyer. This is why it is worth hiring a public mold claim adjuster. In addition to explanations and advice regarding mold damage and the right to the compensation specified in your contract with the insurance company, he also provides the following services:
- Conducts an independent expert assessment of damage.
- Helps to draw up a claim to an insurance company.
- Represents your interests in the insurance company's office.
- Helps to challenge low compensation.
According to statistics, the help of a public adjuster increases the chances of high compensation for mold damage to your home several times.
What Cases Does Public Adjuster Work With
For the public adjuster in general, there are no special restrictions on the protection of your rights to compensation from the insurance company. But be prepared for the fact that he may abandon your case if mold has appeared in the house due to the fact that you have ignored this problem for a long time. The fact is that homeowner's insurance policy most often offers compensation for the damage that occurred unexpectedly, and mold still takes time to grow.
How to Claim for Compensation for Mold Damages in Private Houses?
Mold in private houses is a mess. It can attack your basement or grow on walls. And it is necessary to prove that the source of mold doesn't depend on your homeowner's duty. So it is necessary to document all the consequences of mold damage first of all. Then, you should apply for public adjuster's services to formulate correctly your claim. If there were drawbacks in your piping or wall insulation caused by natural reasons or due to construction errors, a public adjuster will help you to get compensation.
How to Get Compensated for Mold Damage in Apartments?
In apartments, the cause of mold growth can be hidden both in construction peculiarities and in your neighbors. It is the job of a public adjuster to distinguish the cause of the problem and to prepare all the documentation for a claim. Besides, if it is proven that, your neighbors are guilty of mold damage to your apartments; a public adjuster for mold damage can also provide you with a consultation about how to sue the neighbors to get compensation for the damage their actions lead to.
Prices for Private Adjuster's Services
Calculating the cost of public adjuster's services, you should be aware of its connection with the total cost of compensation you may get. On average, mold damage public adjusters get a fee of 15% from your compensation cost. In case, you evaluate losses of more than $100,000, the pricing may be lower - of 10% only. For lower losses, the fee can be higher.
Hiring a public adjuster for mold damage claim is a good idea for almost every case of mold damage both in private houses and condos. His services are always profitable for a claimer as they allow to get higher compensation even in case of high fee you need to pay your public adjuster.