Water Damage Public Adjuster
Water damage can be sudden for everyone as we use water almost everywhere. Yet, the substance that brings us life can be also hazardous for our property. It is not a rarity when heavy rain floods a house or when broken pipes or sewage backups heavily damage your home. Yet to cope with this situation is a hard task.
Even if you are a skilled DIY pro, having compensation from your insurance company is a must when it comes to removing the consequences of a flood. Water damage could be tricky as you can think it is not a problem while water persistently damages walls, electricity, flooring and furniture. So having money compensation from your insurance company is useful. It is up to your water damage public adjuster to deal with the task.
Who Are Public Adjusters?
The institution of public adjusters comes from the complexity of the insurance industry in the US. Due to the complex process of applying for compensation, many Americans get refused and have to act on their own taking loans and wasting time to renovate the house damaged by water.
To be successful in dealing with the insurance company, professional advocate's services are important.
Public adjusters are the advocates who can cope with the most tangled cases of water damage. Their duties are:
- Providing you with up to date information about the current requirements of insurance companies.
- Thoroughly inspect the house to indicate all the damages and document them to show to any insurance companies.
- Guiding a client through all the stages of water leak detecting and removing.
- Representing a client in the insurance office and protecting his interests while communicating with insurance managers.
After all, it is a water damage public adjuster, who will be your alter ego when it causes compensating the damage caused by water. Due to several surveys, with public adjuster's services, the chance to get compensation due to water damage increases several times.
Besides, you should be aware of all the reactions of American insurance companies to requests for compensation for water damage. Let us consider it in 5 short facts.
- Insurance companies distinguish between water damage and water leaking cases. The first one applies to a sudden situation, caused by natural reasons. The second one applies to leaking pipes or appliances that are rarely sudden.
- In case of the water leak, it is a die-hard deal to get compensated as insurance companies thoroughly inspect your source of a leak to prove it was not a sudden one.
- Without public adjuster's help, only 17% of applicants get compensation for water damage.
- Yet it is water damage, which is among the most widespread reasons for insurance compensation applications in the US.
- As usual, a standard homeowner policy does not cover the flood but it covers leaks' removal.
When a public water claim adjuster is hired, the result of his work may be the following:
- A successful application for insurance compensation.
- Increased compensation in some controversial situations.
- Successful appellation in case of less compensation or refusal.
How Can a Public Water Claim Adjuster Help You with Water Damage in an Apartment
Since life in any condominium is a relationship with neighbors, it is not uncommon for the upstairs neighbors to cause water damage to your property. To prove this is the task of the public adjuster. It is he, who will become your indispensable assistant in calculating the damage, will help formulate both documents for the insurance company and for filing a lawsuit against neighbors. And it will also help if you yourself are the source of the flood. His services allow you to cope with the damage and its source quickly and efficiently. Moreover, they will save you money as you get an estimated cost of all damages and tips on how to deal with them.
How Can a Public Adjuster Help You with a Private House Water Damage
Usually, there is no one to blame for the flooding of a private house: either it happened due to a natural disaster, or the reason is in faulty pipes, plumbing or household appliances. In any case, your public adjuster will help you draw up an action plan, how to eliminate the consequences and minimize the damage, collect all the information and take photos and videos for the insurance company, submit documents and defend your interests.
Helping a public adjuster is not a waste of money. This is an opportunity to compensate for the damage caused by water to your home to the maximum. With its help, you will be able to pay for expensive home repairs, buy damaged equipment and furniture, and you will not waste time and nerve cells on complicated bureaucratic documents for filing with an insurance company. In total, its services help you to save money and to make your house a pleasant place without any water damage or its consequences.